qQuoteBench
Free rate calculator
Built for independent work

What should you charge
for an hour of your work?

Start with your income goal, overhead and the hours you can actually sell. See the base rate needed to cover that budget.

Your numbers

Monthly owner pay is before personal income tax. Billable time excludes admin, marketing and unpaid calls.

Working weeks should exclude holidays and other time off. This is a planning calculation, not evidence that clients will pay the resulting rate.

Turn your hourly rate into a client-ready project quote.

The full QuoteBench edition adds project hours, a time buffer, direct costs, transaction fees, target margin and a discount comparison. Save estimates and print a quote that keeps your private calculations out.

Full offline edition · $19 on Gumroad

One-time purchase. English interface. No account or subscription needed to use the downloaded app. Applicable checkout taxes may be added.

Formula and assumptions

Annual budget = (monthly owner pay + monthly overhead + monthly reserve) × 12. Annual billable hours = working weeks × working hours per week × billable percentage. Base rate = annual budget ÷ annual billable hours.

No income tax calculation or currency conversion. Currency selection changes the label only. This tool does not use market-rate data or guarantee income.